Mortgage Payment Protection
Protection for those unexpected moments
What is it?
A Mortgage Payment Protection plan is designed to ensure that you are able to continue to make your mortgage (and other related expenditure) payments in the event of accident, sickness or unemployment. It is often referred to as Accident, Sickness and Unemployment cover or ASU. These plans usually pay benefits for up to two years however, if you are seeking a plan that pays for a longer period, then Income Protection Insurance is generally more suitable.
It’s worth noting that there is currently no legal requirement to have such cover and potential mis-selling of these products has generated much interest from the media and the industry regulator in recent years. However, this doesn't mean that they are not right for some people and can provide valuable protection in the right circumstances.
Who is it for?
This type of plan is designed for those who are worried about being able to continue their mortgage payments in the event of losing income due to accident, sickness or unemployment.
It is extremely important that you take financial advice before taking out this type of plan as they are not always the best nor cheapest option.
This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at
What customers say
I was referred to Liberty Money after Halifax could not renew my mortgage because of my age we had also been let down at the last moment by another company because our property was unusual, Jenna took control immediately & researched the market for a company who could see beyond the usual properties. We are rural, isolated, on an unmade track & using borehole water. She confirmed that these factors would be acceptable. We wanted a Retirement Interest Only mortgage which required assess…
Dr Piers & Polly BE
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Details submitted through this form are confidential. We will process any personal information collected in this form in accordance with our Privacy notice. The information therein is used only to contact you to discuss the areas you've expressed an interest in. Please note the contents of this form is sent via email and therefore may not be secure.